RV Insurance in Texas

Ledford Agency Offer RV Insurance in Texas

Recreational vehicles have become a popular way to travel in the U.S. and are often used as summer homes. Although these vehicles spend some time on the road, they may be subject to additional perils due to the way they are used. RV insurance is designed to cover these unique risk exposures. At the Ledford Agency LLC in Midland, TX, we provide RV insurance policies for Texas residents.

Recreational Vehicles Have Unique Risk Exposures

Generally, most states require similar insurance on your RV as they would on your car. If you have financed your RV, your loan institution may require you to have a certain level of insurance to protect their interest. However, because of the way recreational vehicles are used, you should ensure that your RV is covered for such unexpected events such as falling tree limbs, water damage, and other common hazards.

How To Determine If You Need RV Insurance

Recreational vehicles are available in a variety of styles and sizes. Towable vehicles, such as 5th wheels, pop-ups, and travel trailers may be covered under your auto insurance policies. Other vehicles may require coverage for fire, theft, and liability. Coverage may provide cash value coverage or full replacement cost. If you use your RV as a full-time residence, you will require additional coverage. Your agent can discuss the various types of policies to see which one best fits your needs.

Choose the Ledford Agency For Your RV Insurance Needs

You may not be familiar with recreational vehicle insurance until you purchase your own. Our experienced insurance professionals can help you to understand what you need to protect yourself from expensive losses related to recreational activities. We offer a broad range of insurance products for our clients, including policies for home, auto, life, and business. Contact the Ledford Agency LLC today for a free, no-obligation quote on RV insurance for your vehicle.