What Can Comprehensive Auto Insurance Do For You?

Investing in comprehensive insurance can help you pay for repairs not covered by liability or collision insurance. This auto insurance can reimburse you if someone steals your car and pays for damages caused by unique circumstances. At Ledford Agency LLC in Midland, TX, our agents can help you understand the benefits of comprehensive auto insurance.

What Is Comprehensive Insurance?

Collision insurance covers damages if another driver hits your car. However, you need additional coverage for events like civil disturbances and car theft. Most comprehensive insurance covers these events and more.

For example, comprehensive insurance can reimburse you for damage due to fire, explosions, and floods, depending on how your policy is written. Falling objects, such as tree limbs and damage caused by rodents, are also covered under many comprehensive auto insurance policies.

Benefits of Comprehensive Insurance

The rental agency probably requires extensive insurance coverage if you lease your car. Additionally, if you finance your vehicle, you’ll probably need comprehensive insurance under the terms of the loan.

Even if you pay cash for your vehicle, it makes sense to cover it against unforeseen incidents such as a deer strike or damage due to rodents that get inside your car. Additionally, if wildfires, tornadoes, and hailstorms are common in your area, you’ll need comprehensive insurance to help pay for potential damage.

If you own a luxury vehicle, it makes sense to invest in additional coverage, even if you no longer have a car payment. Consider how much it would cost to replace your car versus the cost of comprehensive coverage. Use this comparison to determine if you would benefit you.

Review your policy with an experienced agent and get a free quote for comprehensive insurance. Contact the team at Ledford Agency LLC in Midland, TX, to schedule an appointment today.