Month: October 2024

One of the most common insurance areas to be overlooked by homeowners is the sewer line. With homeownership, most owners are concerned with the home itself, which makes sense. However, other aspects of homeownership are less visible and buried deep beneath the surface. We’re talking about the sewer line, which can cause future trouble. That’s why you should buy a sewer line addendum through your insurance representative at Ledford Agency LLC, serving Midland, TX.

What is a Sewer Line?

The sewer line is the pipe that carries wastewater from your home to the municipal sewer system or a septic tank. It serves as the main exit route for all the waste from your plumbing fixtures, including toilets, sinks, showers, and appliances like dishwashers and washing machines. For most homeowners, the municipal sewer system starts at the property line on the street. From there to the actual house is the sewer line. Many homeowners don’t realize it, but the sewer line is the homeowner’s responsibility.

Where is it, Exactly?

The sewer line is buried several feet below the ground and exits the home through the foundation, sloping downwards to ensure gravity helps the wastewater flow away from the house. The exact location and depth of the sewer line vary based on the layout of the home, the type of foundation, local building codes, and the geography of the area.

Adding a Sewer Line Addendum

Adding a sewer line addendum to your home insurance policy is simple and affordable, especially compared to repairing or replacing this line. Talk to your insurance representative at Ledford Agency LLC, serving Midland, TX, to learn more.

We are here for all your home insurance needs, from the sewer line addendum to everything else. Contact us today to discuss your home insurance policy!